Privacy Policy

1. Introduction

Dwarikadhish Digital Loan Consultancy Pvt Ltd ("Company", "We", "Us", or "Our") is committed to safeguarding the privacy and security of personal information collected through our digital loan consultancy website and Direct Selling Agent (DSA) lead facilitation services.

2. Information We Collect

To evaluate loan eligibility and connect applicants with partner Banks and NBFCs, we collect:

• Identity & Contact Data: Full name, mobile number, email address, pincode, preferred contact time.
• Financial & Profile Data: Employment type (salaried/self-employed), monthly net salary, business turnover, existing EMI commitments, and requested loan amount.
• Technical Data: IP address, device identifier, browser type, and cookie usage logs.

3. Purpose & Use of Information

Collected data is strictly used to:

• Determine preliminary loan eligibility based on partner financial institution criteria.
• Transmit lead information to authorized partner Banks/NBFCs for underwriting evaluation.
• Contact you regarding application updates, required verification documents, or consultation.
• Comply with regulatory obligations and anti-fraud guidelines under Indian laws.

4. Data Sharing & Partner Banks

As a Direct Selling Agent (DSA), we do not make loan decisions. We share applicant details only with regulated lending partners under formal DSA agreements. We do not sell, rent, or trade your contact information to third-party telemarketers or unauthorized entities.

5. Security Standards

We maintain HTTPS TLS 1.3 encryption for data in transit and restricted database access control for stored lead logs.

6. Contact & Grievances

If you have questions regarding this policy or wish to request data deletion, contact our Data Protection Desk: